Vehicle and Equipment Finance

Vehicle and Equipment Finance

Need to upgrade your business vehicle or purchase new equipment? Whether it’s a ute, truck, machinery, or office tech—Big Bear Wealth can arrange flexible finance solutions that keep your business moving without draining your cash flow.

What is Vehicle & Equipment Finance?

Vehicle and equipment finance allows businesses to acquire essential assets—like cars, trucks, tools, or machinery—without tying up working capital. With flexible structures and competitive rates, you can upgrade or expand while preserving your cash flow and taking advantage of possible tax benefits.

Who Is It For

We help a wide range of businesses and industries including:

• Tradies and contractors needing new utes, tools, or trailers.
• Transport operators financing trucks, vans, and fleet vehicles.
• Medical & dental practices acquiring specialised equipment.
• Retailers and hospitality upgrading fit-outs, kitchens, and POS systems.
• Construction businesses purchasing heavy machinery or excavators.
• Office-based businesses needing computers, furniture, or software.

What Can Be Financed?

• Cars, vans, and utes.
• Trucks and trailers.
• Earthmoving and construction equipment.
• Medical and dental equipment.
• Farming and industrial machinery.
• IT systems, office fit-outs, and business tools.

Finance Options We Offer

• Chattel Mortgage
  You own the asset from day one. Popular for claiming GST and depreciation.
• Commercial Hire Purchase
  Pay over time, with the option to own at the end.
• Finance Lease
  Use the asset while the lender owns it—option to purchase at end of lease.
• Operating Lease / Rental
  Off-balance sheet option—great for businesses updating equipment regularly.